John Garces built a new business in the U.S. with loans from Kiva.org, a pioneer in crowd-funding. Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world. Mr. Garces gives his story on how Kiva has helped him.

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